Capital for Retail Real Estate
Retail real estate spans a wide spectrum—from credit-tenant single-asset NNN deals to complex multi-tenant shopping centers. Lender appetite and terms vary significantly based on tenant quality, lease structure, location, and property type.
Brookmont Capital Ventures helps retail investors and developers navigate this landscape, matching deals with lenders who understand retail fundamentals and can offer competitive terms.
Financing Options
CMBS Loans
Non-recourse permanent financing for stabilized retail centers and NNN properties with strong tenant profiles.
- Loan amounts $2M – $50M+
- Up to 75% LTV
- 5-10 year fixed terms
- Non-recourse with standard carve-outs
Bank Loans
Flexible financing from regional and national banks for retail acquisitions, refinances, and owner-user properties.
- Relationship-based underwriting
- Recourse and limited recourse options
- Flexible prepayment terms
- Owner-occupied retail (SBA eligible)
Bridge Loans
Short-term capital for acquisitions, lease-up, tenant transitions, or repositioning before permanent financing.
- Fast execution for acquisitions
- Lease-up and re-tenanting capital
- 12-36 month terms
- Interest-only structures
Construction Loans
Development financing for ground-up retail, pad sites, and shopping center expansions.
- Pre-leased and spec development
- Build-to-suit for credit tenants
- Draw schedules with interest reserves
Sale-Leaseback Financing
Capital solutions for retailers and operators seeking to monetize owned real estate while maintaining occupancy.
- Unlock capital from owned locations
- Long-term lease structures
- Subsequent investor financing
Property Types
We help retail investors and developers access capital across all retail property formats.
What Lenders Evaluate
Retail financing depends heavily on tenant credit and lease structure:
Tenant Quality
- Credit rating (investment grade vs. non-rated)
- Tenant operating history and store performance
- Corporate guarantee vs. franchisee
Lease Structure
- Remaining lease term and renewal options
- Rent bumps and escalation structure
- NNN vs. modified gross vs. percentage rent
- Co-tenancy and exclusivity clauses
Location & Market
- Traffic counts and visibility
- Demographics and trade area income
- Competition and retail density
- E-commerce resistance (service, grocery, medical)
Property Condition
- Age and deferred maintenance
- Parking adequacy
- ADA compliance and environmental
Investment Strategies We Support
Credit-Tenant NNN Acquisitions
Acquiring single-tenant properties leased to investment-grade or strong regional tenants. Long-term fixed-rate financing matched to lease terms.
Shopping Center Acquisitions
Acquiring multi-tenant retail with diversified tenant bases. Bank, CMBS, or life company financing based on property profile.
Value-Add Retail
Acquiring centers with vacancy or below-market rents to re-tenant and reposition. Bridge financing through the lease-up period.
Retail Development
Ground-up construction of retail centers, pad sites, and build-to-suit projects for anchor tenants.
Ready to Finance Your Retail Investment?
Whether you're acquiring NNN properties, repositioning a shopping center, or developing new retail, Brookmont Capital Ventures can help you access competitive financing.
Questions? Contact our team at info@brookmontcapital.net