Bridge Loans for Real Estate Investors
Short-term capital for acquisitions, repositioning, and refinancing—when timing and flexibility matter most.
When Traditional Financing Falls Short
The best real estate opportunities rarely align with conventional lending timelines. Whether you're competing against cash buyers, acquiring a property that needs stabilization, or bridging to permanent financing, you need capital that moves at the speed of your deals.
Bridge loans provide short-term financing—typically 12 to 36 months—designed to "bridge" the gap between acquisition and permanent debt, sale, or refinance. Unlike traditional bank loans that can take 60-90 days to close, bridge financing can fund in as little as 2-4 weeks.
Brookmont Capital Ventures structures bridge financing for developers and investors nationwide, connecting sponsors with debt funds, private lenders, and banks that specialize in transitional real estate capital.
Bridge Loan Applications
Acquisitions Requiring Fast Execution
When you're competing against all-cash offers or facing tight closing deadlines, bridge financing provides the certainty and speed to win deals. Remove financing contingencies and close with confidence.
Value-Add and Repositioning
Properties requiring renovation, lease-up, or operational turnaround don't qualify for permanent financing until they're stabilized. Bridge loans carry you through the transition period while you execute your business plan. See how we helped one sponsor reposition a 144-unit multifamily property.
Construction Completion
Acquiring partially completed projects or properties needing significant capital improvements? Bridge financing provides the runway to finish construction and achieve stabilization.
Refinancing and Recapitalization
Extract equity from existing properties, pay off maturing debt, or restructure your capital stack with flexible bridge financing that doesn't lock you into long-term commitments.
Bridge Loan Terms We Structure
| Parameter | Typical Range |
|---|---|
| Loan Amount | $500K – $50M+ |
| Loan-to-Value | Up to 75-80% |
| Loan-to-Cost | Up to 85-90% (including rehab) |
| Term | 12-36 months |
| Interest Rate | 8-12% (varies by deal profile) |
| Amortization | Interest-only |
| Prepayment | Flexible, often open after 6-12 months |
| Recourse | Non-recourse available for qualified borrowers |
*Terms vary based on property type, sponsor experience, and market conditions.
Property Types
We structure bridge financing across commercial real estate asset classes:
- Multifamily – Apartments, student housing, senior living
- Mixed-Use – Retail/residential, office/residential combinations
- Retail – Shopping centers, single-tenant, neighborhood retail
- Office – Suburban and urban office, medical office
- Industrial – Warehouse, distribution, flex space
- Hospitality – Hotels, extended stay, select service
Capital Sources
Brookmont works with a range of bridge lenders to match the right capital source to your specific deal:
Debt Funds – Fast execution, flexible terms, higher leverage. Ideal for transitional deals and experienced sponsors.
Private Lenders – Relationship-based lending with creative structuring for unique situations.
Banks – Competitive rates for sponsors with strong credit and banking relationships.
Insurance Companies – Lower-cost bridge options for stabilized or near-stabilized assets.
Our Process
Deal Submission
Submit your deal through our online form or contact our team directly. Include property details, business plan, and capital needs.
Initial Review
We evaluate your deal and identify appropriate capital sources within 24-48 hours.
Term Sheet
Receive preliminary terms from one or more lenders, typically within 3-5 business days of complete submission.
Underwriting
Once you select a lender, we coordinate due diligence, third-party reports, and documentation.
Closing
Close your financing in as little as 2-4 weeks, depending on deal complexity and lender requirements.
Why Work With Brookmont
Access to Multiple Capital Sources – We maintain relationships with debt funds, banks, and private lenders nationwide—giving you options and competitive leverage.
Institutional-Quality Packaging – We prepare your deal with the documentation and analysis lenders expect, reducing back-and-forth and accelerating underwriting.
Execution Focus – Our job isn't done when you get a term sheet. We stay engaged through closing to ensure your deal funds on time.
Sponsor Advocacy – We represent your interests in negotiations, pushing for better terms, lower fees, and borrower-friendly structures.
Ready to Discuss Your Bridge Financing Needs?
Whether you're pursuing a new acquisition, repositioning an existing asset, or refinancing out of maturing debt, Brookmont Capital Ventures can help you structure the right bridge solution.
Questions? Contact our team at info@brookmontcapital.net
Brookmont Capital Ventures is a capital advisory firm. We do not provide direct lending services. All financing is subject to lender approval and underwriting.