Industry Focus

Multifamily Financing

Multifamily properties remain one of the most financeable asset classes in commercial real estate. Whether you're acquiring a stabilized apartment community, developing ground-up, or repositioning a value-add asset, Brookmont Capital Ventures connects you with the right capital for your investment strategy.

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Why Multifamily?

Multifamily real estate benefits from consistent demand, multiple income streams, favorable financing, scalability, and a built-in inflation hedge. These fundamentals make multifamily attractive to lenders, resulting in more financing options and better terms than most other property types.

Consistent Demand

Everyone needs a place to live. Demographic trends, affordability constraints, and lifestyle preferences continue to drive rental demand across markets, while vacancy in one unit doesn't eliminate all income.

Favorable Financing

Agency lenders (Fannie Mae, Freddie Mac) provide the most competitive terms in CRE—stable, long-term capital and a liquidity advantage unique to multifamily.

Value-Add Opportunity

Operational improvements, unit renovations, and amenity upgrades create organic rent growth and equity appreciation for active sponsors. See our value-add repositioning case study.

Multifamily Financing Options

We advise on the full spectrum of multifamily capital—matching your deal to the right debt or equity structure based on asset profile, business plan, and timeline.

Agency Loans (Fannie Mae / Freddie Mac)

For stabilized multifamily properties, agency loans offer the best terms in the market: LTV up to 80%, fixed rates with 5-30 year terms, non-recourse with standard carve-outs, and interest-only options.

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Bridge Loans

For transitional assets—value-add acquisitions, lease-up situations, or properties that don't yet qualify for agency: LTC up to 80%, 12-36 month terms, interest-only payments, and renovation funding included.

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Construction Loans

For ground-up multifamily development: loan-to-cost up to 75%, 18-36 month terms, draw-based funding, and an interest reserve included.

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DSCR Loans

For smaller multifamily acquisitions (2-4 units or small apartment buildings): underwritten on property cash flow, not borrower income, with LTV up to 80%. Ideal for investors scaling portfolios.

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Preferred Equity

When senior debt doesn't cover enough of the capital stack, preferred equity fills the gap between debt and sponsor equity, with typical returns of 10-15%.

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Cash-Out Refinancing

Unlock equity from stabilized multifamily assets to fund acquisitions, improvements, or portfolio growth through a recapitalization.

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Multifamily Financing by Strategy

Strategy	Typical Financing	Leverage
Stabilized Acquisition	Agency	65-80% LTV
Value-Add Acquisition	Bridge Loan	70-80% LTC
Ground-Up Development	Construction Loan	60-75% LTC
Portfolio Acquisition	DSCR or Bridge	70-80% LTV
Recapitalization	Cash-Out Refi	65-75% LTV

Considering a recapitalization? Explore cash-out refinancing options.

What Lenders Look For in Multifamily Deals

Current occupancy, rent levels, and NOI trajectory
Market fundamentals: population growth, job growth, rent trends
Sponsor experience with similar properties
Clear business plan for value-add or development
Property condition and capital needs

Want to pre-screen your deal's cash flow? Use our DSCR calculator to estimate coverage before you submit.

Markets We Serve

Brookmont Capital Ventures finances multifamily properties nationwide, with particular expertise in:

Washington, DC metro
Baltimore
Richmond
Emerging markets in the Southeast and Mountain West

Case Study

Value-Add Multifamily Repositioning

A sponsor acquired a 96-unit garden-style apartment community in suburban Maryland with below-market rents and deferred maintenance. Brookmont structured an $8.2 million bridge loan to fund the acquisition and unit renovations. After completing upgrades and achieving stabilized occupancy at market rents, the sponsor refinanced into agency permanent financing.

Read the full case study

Why Work With Brookmont Capital?

Deep relationships with agency lenders, debt funds, and banks
Experience across stabilized, value-add, and development transactions
Nationwide reach with local market expertise
Hands-on execution from term sheet through closing

Have a Multifamily Deal to Discuss?

Whether you're acquiring, developing, repositioning, or refinancing—our team can help you identify the right capital solution for your multifamily investment.

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