The Rise of Mixed-Use Development
Urbanization, walkability preferences, and changing work patterns have accelerated demand for mixed-use projects that combine living, working, and amenities in one location.
Location Efficiency
Mixed-use developments maximize land value by stacking uses vertically—creating density that supports transit, retail, and community amenities.
Diversified Income
Multiple revenue streams from residential, retail, and office tenants can reduce single-tenant risk and create more stable cash flows.
Municipal Support
Many municipalities incentivize mixed-use development through density bonuses, tax abatements, and streamlined entitlements.
Navigating Mixed-Use Financing Complexity
Mixed-use projects present unique financing challenges that require experienced advisory and lender relationships to solve.
Multiple Income Streams
Lenders must underwrite different components (retail, residential, office) with varying risk profiles and lease structures.
Complex Entitlements
Zoning, density bonuses, and parking requirements add complexity to development timelines and feasibility.
Tenant Coordination
Lease-up timing across residential and commercial components impacts stabilization and refinancing timelines.
Capital Stack Structure
Higher construction costs and longer development timelines often require creative capital structures.
Mixed-Use Financing Solutions
We advise on capital structures tailored to mixed-use complexity—from construction through stabilization and long-term hold. See how we helped structure a ground-up mixed-use development.
Construction Financing
Ground-up development capital for new mixed-use projects with multiple income streams and complex draw schedules.
Learn MoreBridge Loans
Transitional capital for acquisitions, lease-up periods, and value-add repositioning of mixed-use assets.
Learn MoreCMBS Loans
Permanent financing for stabilized mixed-use properties with predictable cash flows and strong occupancy.
Learn MorePreferred Equity
Gap capital for complex capital stacks where senior debt alone doesn't provide sufficient proceeds.
Learn MoreSBA 504 Loans
Owner-occupied mixed-use financing for small business owners with below-market fixed rates.
Learn MoreCash-Out Refinancing
Equity extraction from stabilized mixed-use assets to fund new acquisitions or development projects.
Learn MoreMixed-Use Deal Types We Finance
From urban infill to adaptive reuse, we have experience advising on diverse mixed-use configurations across markets.